You may be entitled to Long-Term Disability Benefits if your condition is severe, impacts your ability to work, and you meet specific requirements set forth by your insurance provider. An experienced Long-Term Disability Attorney can help you evaluate your case and access any benefits you may be entitled to. For immediate assistance, contact our Pensacola law firm at (888) 321-8131.
What is Chronic Pulmonary Insufficiency?
Chronic pulmonary insufficiency is a general term that includes several different types of breathing disorders. Disability insurance companies do consider it a debilitating impairment, but only after having been proved by various tests, such as a forced expiratory volume test. To qualify as a serious illness, a claimant must have one of the following:
- chronic obstructive pulmonary disease,
- chronic restrictive ventilatory disease, or
- chronic impairment of gas exchange caused by a clinically documented pulmonary disease.
Also known as COPD, chronic obstructive lung disease, chronic obstructive airway disease, chronic airflow limitation and chronic obstructive respiratory disease, is a lung disease that causes air passages to narrow. This causes a lack of airflow to and from the lungs, which results in a shortness of breath that usually gets worse over time, unlike normal cases of asthma. Chronic bronchitis and emphysema usually occur, sometimes simultaneously, as part of this disease.
Chronic Restrictive Ventilatory Disease
Chronic restrictive ventilatory disease is a serious reaction to a lung injury or infection. This usually results in acute lung injury, which is characterized by hypoxemia, or a lack of oxygen in arterial blood. Severe cases lead to acute respiratory distress syndrome, which is an inflammation of the lung that restricts gas exchange and often leads to multiple organ failure. It is typically a fatal illness.
Common Symptoms of Chronic Pulmonary Insufficiency Include:
- Shortness of breath;
- Coughing fits; and
- Chest pain.
Frequent emergency visits are also common.
Ortiz Law Firm Provides Aggressive Representation to Long Term Disability Claimants
If you are unable to work as a result of chronic pulmonary insufficiency, you should consult with an experienced long term disability attorney. Unfortunately, long term disability carriers do not make it easy for disabled claimants to receive the benefits that they deserve. If your chronic pulmonary insufficiency makes it impossible for you to work and you have been denied your long term disability benefits, the legal team at Ortiz Law Firm can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States. Give us a call today to discuss your claim at (888) 321-8131.