A “Day In The Life Of Video” is critical for several reasons: First, we’re gonna talk about its role in the appeal process. This type of video is useful because it humanizes you. It allows the adjuster who’s reviewing your case to see the exact impact that your condition is having on your life. So if you’re filming how difficult it is for you to move about your house or to go to the store or to engage in any other activities of daily living, then that can be very impactful and humanize your claim for the adjuster. It’s also extremely important in the event that your case needs to go to court.
As you can see from some of my other videos, in an ERISA case, the evidence is very different than any other type of case: you’re not allowed to introduce any new evidence and you’re not allowed to testify. If you were to have submitted a “Day In The Life Of Video” during the appeal process, that becomes part of your claim file and it can be used in the litigation and a judge can look at it and see the impact that your condition has had on your life. In a way, it’s a way of you testifying in court.
Finally, it’s a really great negotiation tool. Again, to the extent that it humanizes you, anyone looking at your case, the person who’s deciding whether to settle your case, to pay it out in a lump sum, will see the video and see the impact it’s had on your life and they may be willing to settle your case for a little bit more money.
So these are just some of the reasons why a “Day In The Life Of” video is so important and why we encourage you to go ahead and put one together and submit it during the appeal process.
This is just one tip that we offer in the way that your case should be handled in the appeal process. If you’d like to talk to someone in our office about more tips, then we encourage you to give us a call at (888) 321-8131. Or, if you’d like to download some additional information for free, then you can download a free copy of a book that I wrote called, “Top 10 Mistakes That Will Destroy Your Long-Term Disability Claim.” You can download a copy here, and we look forward to talking to you.