Getting long-term disability benefits is not easy unless you have an extremely severe physical or mental impairment. Most people who apply for LTD benefits are denied because the insurance company believes the claimant can return to his or her own occupation, or because the insurance company believes re is some other type of job the claimant can do. It can help your chances of getting benefits to learn about how the disability review process works, and learn tips to improve your chances of winning.
This is an impossible question to answer with certainty because of the number of factors that go into the decision, but the following is based on our firm’s own experience.
Here are some tactics long term disability companies use to trick you or otherwise try to avoid paying out benefits
The medical diagnosis or name of your condition alone won’t win disability for you. Here are the factors that matter.
No. Insurance Companies approve many claims at the initial application stage. However, many claims are prematurely terminated or cut-off.
Your chances of winning a long-term disability appeal can be greatly improved by consulting an experienced long-term disability attorney.
This type of video is useful because it humanizes you. It allows the adjuster who’s reviewing your case to see the exact impact that your condition is having on your life.
When you go to cour there is a six-step process, the most important of which are the first three. When you look through the first three steps, you’re going to see why it is so difficult to win a long-term disability claim.